For many Washington residents, those random Cash App invite texts were nothing more than a daily annoyance. Few imagined they would eventually turn into a legal case worth millions. But after months of speculation and online chatter, the situation is now clear. Block Inc., the parent company behind Cash App, has agreed to a proposed $12.5 million class action settlement over allegations that it sent unsolicited promotional text messages without consent. The settlement, which still awaits final court approval, could result in cash payments ranging from $88 to $147 for eligible residents.
Table of Contents
Why Cash App Is Paying Millions Over Text Messages
At the center of this case is Cash App’s referral and invite feature, which encourages users to invite friends to join the platform. According to the lawsuit, this system allegedly sent automated text invitations to Washington phone numbers without receiving prior permission from recipients. Under Washington law, sending unsolicited commercial messages can violate strict privacy protections.
The lawsuit, officially titled Bottoms v. Block Inc., claims these messages breached the Washington Consumer Electronic Mail Act, a law designed to protect residents from spam and unauthorized electronic communication. The complaint argues that the texts were promotional in nature and sent using automated systems, which made them unlawful under state regulations.
Who May Be Eligible for the Cash App Settlement Payment
Not everyone who uses Cash App will qualify for this payout. The settlement is limited specifically to Washington residents who received certain promotional messages during a defined time period. If your phone number was registered in Washington State and you received an unsolicited Cash App invite text starting from November 14, 2019, you may fall under the settlement class.
How Much Money Could Eligible Residents Receive?
The total settlement fund is $12.5 million, but that amount will not be distributed evenly across every potential class member. Before payments are issued, funds will be allocated to cover legal fees, administrative expenses, and a service award for the individual who brought the lawsuit forward.
After those deductions, the remaining amount will be divided among approved claimants. Current projections estimate individual payments will land between $88 and $147. The final figure depends largely on how many people submit valid claims. Fewer claims generally result in higher individual payments.
When the Claims Website Will Launch and How Payments Work
As of December 12, 2025, the settlement remains in the preliminary approval phase. A judge must grant final approval before any claims can be submitted. Once that happens, a court-authorized settlement website will go live, allowing eligible residents to file their claims securely. Notifications will be sent directly to potential claimants, either by email or mail, depending on the contact details Cash App has on record.
Cash App Spam Text Settlement Overview
| Category | Details |
|---|---|
| Total Settlement Fund | $12.5 million |
| Estimated Individual Payment | $88 to $147 |
| Eligible Residents | Washington State only |
| Reason for Lawsuit | Unsolicited promotional text messages |
| Covered Time Period | From November 14, 2019 |
| Claim Status | Awaiting final court approval |
| Expected Payment Methods | Check, PayPal, Venmo, electronic transfer |
Key Things Claimants Should Keep in Mind
- Only Washington residents who received unsolicited Cash App invite texts are eligible
- Filing a claim will be required to receive payment
- Official notices will come from court-approved administrators only
- Scam websites and fake emails often appear during large settlements
Always rely on verified court documents and the official settlement website once it is announced.
This settlement serves as a reminder that consumer privacy laws have real consequences, especially in states like Washington. While the payout amount may seem modest, the case reinforces the importance of consent in digital communication. If you believe you qualify, staying informed and filing a claim on time could put unexpected cash in your pocket.
Frequently Asked Questions (FAQs)
Is the Cash App settlement confirmed?
The settlement has been proposed but still requires final court approval before claims can be filed.
Do I need to be a Cash App user to qualify?
No. You only needed to receive an unsolicited Cash App invite text while living in Washington.
Will I automatically receive money?
No. Eligible residents must submit a claim through the official settlement website.
How will I know if I’m eligible?
If Cash App has your contact details, you may receive an email or postcard notice once the claims process opens.
When will payments be sent?
Payments will be issued after the claims deadline passes and the settlement is fully approved, which may take several months.
